Terms of Service

Welcome to Fairroot. By accessing or using our website, you agree to be bound by these Terms of Service and all applicable laws and regulations in the Province of Ontario and the federal laws of Canada. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

These terms constitute a legally binding agreement between you and Fairroot regarding your use of our resources related to Canadian student loans, repayment assistance programs, and financial literacy.

Fairroot provides educational content, tools, and guides designed to help students in Ottawa manage their educational debt. Our services include:

• Information on Federal (CSLP) and Provincial (OSAP) loan structures.
• Guides on Repayment Assistance Plans (RAP).
• Budgeting frameworks and debt consolidation methodologies.
• Calculators and case studies for debt management strategies.

We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice.

You must be at least 18 years of age or the age of majority in your jurisdiction to use this website. By using this site, you represent that you meet these requirements.

Prohibited Conduct:

• / Using the site for any illegal purpose or in violation of local, provincial, or international laws.
• / Attempting to interfere with the proper working of the site or bypassing any security measures.
• / Scraping, data mining, or using automated systems to extract data without written consent.
• / Impersonating any person or entity, or misrepresenting your affiliation with Fairroot.

All content, including text, graphics, logos, icons, images, and software, is the property of Fairroot or its content suppliers and is protected by Canadian and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes only. Any other use, including reproduction, modification, distribution, or transmission of the content, is strictly prohibited unless authorized in writing by Fairroot.

The "As-Is" Clause

The materials on Fairroot’s website are provided on an 'as is' basis. Fairroot makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Fairroot does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

In no event shall Fairroot or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Fairroot’s website, even if Fairroot or a Fairroot authorized representative has been notified orally or in writing of the possibility of such damage.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

These terms and conditions are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. You irrevocably submit to the exclusive jurisdiction of the courts located in the City of Ottawa, Ontario, for the resolution of any disputes.

We operate in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) regarding any data collected through our services.

Fairroot has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Fairroot of the site. Use of any such linked website is at the user's own risk.

If you have any questions about these Terms, please contact us at: